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David L.
This is 28-year-old David L. He is single and has one child, age 1 year 4 months.

In 2005, David L. established his clothing business. He began his business because after he graduated from college, he was not fortunate to have a job and was advised by a friend who was a trader to join his business.

Instead of sitting idling at home, he started with a small amount from his savings. Working seven days a week and 11 hours a day, he earns about SLL 506,000 every month from this business.

He would like a loan in the amount of SLL 4,000,000. David L. requires a loan in order to purchase men's sport shorts - 1 bale @ SLL 2,000,000; children's wear - 1 bale @ SLL 1,000,000, and men's shirts - 1 bale @ SLL 1,000,000.

Competition in his line of business is high and he requires enough capital to buy goods that are in great demand.

In the future, David L. plans to expand his business and open a store befitting his large stock. He is a hardworking business man. He thanks you for your support

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 16
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,075
    Funds lent in using Kiva
  • 4,320.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped David L. to purchase men's sport shorts, children's wear and men's shirts to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 21, 2012
Nov 30, 2012
Currency Exchange Loss:
Jun 17, 2013