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Update on Selina

Selina is an active and enterprising woman who is dedicated to her work. She is a fighter with many goals that she wants to achieve. She is working hard to reach a more prosperous future and is very happy with her business. She has been engaged in food vending for some time. She has been able to save money to expand her line of operation. She currently operates a kiosk, which is still in its initial stages of growth. However, she is optimistic that it will grow to a bigger retail shop.

Selina wants to stock her kiosk with basic grains, foodstuffs, cleaning products, etc. She is asking for a new loan to invest in the purchase of this merchandise. She has good pay references and is responsible. She promises to settle the debt and at the same time has hope that she will bring home financial security and a better quality of life for everyone.

Previous Loan Details

Selina is a widowed woman with five children. She lives in her own house that has piped water but not electricity. Her greatest monthly expense is school fees. She operates a food-selling business from home; her potential customers are her neighbors. Selina faces a major challenge in high comp... More from Selina's previous loan »

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 789
    View loans »
    Kenya Loans Fundraising
  • $43,847,375
    Funds lent in using Kiva
  • 86.0
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Selina to stock her kiosk with basic grains, foodstuffs, cleaning products, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 16, 2012
Nov 30, 2012
Currency Exchange Loss:
Nov 17, 2013
This photo was used before for a previous loan for Selina. It was first posted on Kiva on Jan, 2011. Learn More