Margret is a forty-year-old married woman with four children living in Kasese, Uganda. She has been selling clothes for fifteen years. With the proceeds she has been able to build rentals and farm for additional income. Her business is usually at peak during festive seasons and when students are on holiday. She hopes to have a bigger business despite high taxes and clients who do not pay on time. Margret is requesting for a loan to buy clothes to sell.