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Shenaz is a 34-year-old married woman and a mother of six. Among them, four is school-going. Her husband operates a donkey cart but his income is insufficient and unpredictable to meet the needs of the family.

In order to support her family well and contribute to the family income, Shenaz is doing a business of buying and selling goats. With the support of Kashf foundation, she has gradually improved her business. This is her 5th loan cycle. Currently she has applied for a loan of Rs 20,000 to purchase two more small goats. She is hopeful to get a boost in her net income.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 268
    View loans »
    Pakistan Loans Fundraising
  • $14,718,825
    Funds lent in using Kiva
  • 96.5
    Pakistan Rupees (PKR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $225 helped Shenaz buy 2 goats.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 22, 2012
Dec 1, 2012
Currency Exchange Loss:
Dec 17, 2013