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Camarones Group
In this Group: Odena Mabel, Wendy Patricia, Paula Aracely
Mabel is 33 years old. She is a member of the Camarones Communal Bank. She is married and has one child. Her husband works in the metal industry. They live in the Quebrada de Arena community in Tocoa, Colon.

Mabel started her business selling clothes three years ago. Her work schedule if from 8 a.m. to 3 p.m. and she is a street seller. She needs the loan she is requesting to purchase different styles of clothing that will appeal to her customers so that she will be able to stock her business. The greatest difficulty she faces is related to the weather for when it is raining, her sales drop because she cannot do business on the street when it is raining and she does not own a vehicle to transport her goods.

Mabel’s goal is to stabilize her business and to own a shop where she has a variety of garments to sell. This is her first loan from FAMA and she expects to make all of her payments on time.
View original language description ↓
Mabel tiene 33 años de edad, es miembro del Grupo Solidario Camarones, es casada y tiene un hijo, su esposo se dedica a trabajar en las industrias metálicas, ellos residen en la Comunidad de Quebrada de Arena, Tocoa, colon. Mabel comenzó su negocio desde hace tres años y se dedica a la venta de ropa, su horario de trabajo es de 8:00 am a 3:00 pm y lo hace de forma ambulante. El préstamo que Mabel solicita lo necesita para invertirlo en la compra de ropa con diferentes estilos que llamen la atención de sus clientes. Con el apoyo de este préstamo podrá tener surtido su negocio. Las dificultades que enfrenta son los problemas climáticos, que cuando es temporada de lluvia sus ventas bajan ya que no puede andar bajo la lluvia y no tiene transporte propio para trasladar su mercadería. Su meta es poder tener su negocio bien establecido, tener su propio local y tener mucha variedad en sus prendas de vestir. Es el primer financiamiento que Mabel solicita en FAMA y espera cancelar sus cuotas de forma puntual.

Additional Information

About FAMA:

Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,800
    Average annual income
  • 37
    View loans »
    Honduras Loans Fundraising
  • $8,919,800
    Funds lent in using Kiva
  • 19.8
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of Camarones Group's $875 loan helped a member to purchase clothing to sell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Oct 30, 2012
Nov 29, 2012
Currency Exchange Loss:
Oct 17, 2013