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Sembradoras Group
In this Group: Ricarda, Indara Doris , Natalia, Noemi, Tania Raquel, Rosa , Catalina, Victoria
The communal bank “Sembradoras” or “Planters” will begin its 17th loan cycle with Pro Mujer as a part of the Cascada community center. This group is composed of eight members and is led by a board of directors where Catalina is the secretary. The businesses run by the members of the association are varied, including knitting sweaters and selling curtains, beer, sweaters, api [a breakfast drink made of corn], shawls, and cosmetics.

The loan that they will take out will benefit small business owners with different trades, where Catalina is a member. She says that it has been 30 years since she joined Pro Mujer, joining on the invitation of a family member who is also a member. She currently has a business selling food, something she learned in her previous work as a domestic employee. After leaving that work, she decided to start her own business using her skills in the kitchen.

The loan she will take out is to replace tools (purchase cooking pots) that she will purchase in stores and will put to use in her business for cooking food. This work allows her to generate economic resources to support her family, since she is a widow and has five children.

When asked about what she likes about Pro Mujer, she replies that she likes the meetings and the medical office.
View original language description ↓
La A.C. “SEMBRADORAS” iniciará el decimo séptimo ciclo en Pro Mujer, como parte del Centro Focal Cascada, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Catalina es la Secretaria. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de cortinas, venta de cerveza, tejido de chompas, venta de chompas, venta de api, venta de mantillas, venta de cosméticos.

El crédito que sacaran beneficiara a pequeñas microempresarias con distintos rubros, donde la señora Catalina es parte integrante, ella indica que hace treinta años que integra Pro Mujer, ingresando por invitación de un familiar que es socia de la institución. En la actualidad ella tiene un negocio de venta de comida, que aprendió en su anterior trabajo de empleada doméstica, posterior a salir de este empleo decide realizar su propio negocio con la habilidad de la cocina.

El crédito que ahora sacará es para reposición de herramientas (Compra de ollas) que adquirirá de las tiendas y posteriormente lo implementará en su negocio para la producción de los alimentos. Esta forma de trabajo le permite generar recursos para apoyar económicamente a su familia, ya que ella es viuda y tiene cinco hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las reuniones y el consultorio médico.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 101
    View loans »
    Bolivia Loans Fundraising
  • $29,542,450
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Sembradoras Group's $1,850 loan helped a member purchase cooking pots.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 20, 2012
Listed
Dec 1, 2012
Currency Exchange Loss:
Covered
Ended:
Jun 17, 2013