21 De Diciembre Group
This loan will benefit small businesswomen who work in different fields. Dionicia is one of these women. She says that she has been a member of Pro Mujer for ten years and joined through an invitation from a friend who was an existing member of the institution. Dionicia currently has a business knitting blankets. She learned the business from her mother and then decided to work for herself, gradually expanding her merchandise.
Dionicia will use this loan to diversify her capital (buying yarn). She will buy her yarn in wholesale stores, then make her products and sell them from her sales location. This work allows her to make income with which to financially support her family. She is married and has three children.
When asked what she likes about Pro Mujer, Dionicia replied that she likes the meetings.
El crédito que sacaran beneficiara a pequeñas microempresarias con distintos rubros, donde la señora Dionicia es parte integrante, ella indica que hace diez años que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de tejido de mantas, que aprendió a realizar con su madre, posteriormente decide trabajar por independencia propia y poco a poco amplia su mercadería.
El crédito que ahora sacará es para diversificar su capital (compra de lana) que adquirirá de las tiendas de venta por mayor y posteriormente a la elaboración lo comercializará en su puesto de venta. Esta forma de trabajo le permite generar recursos para apoyar económicamente a su familia, ya que ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las reuniones ya que se llevan a nivel familiar.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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