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Ayrampu Group
In this Group: Martha Adriana, Martina Sinforosa, Victoria, Corina Reina, Berlinda, Juan Carlos, Felisa, Cinthya Francisca , Sofia, Roxana, Silvia Carina
The communal bank "AYRAMPU" is beginning its first Pro Mujer loan cycle at the Copacabana Social Center. The group is comprised of eleven members, and the president of management committee is Martha. The members of the communal association have different business activities, including; knitting sweaters and jackets, weaving and braiding blankets, selling milk, cheese, food, crafts and computerized embroidery.

The loan they are requesting will benefit small business owners in different sectors. Martha says she joined the institution by invitation from a promoter who visited her home. Currently, she has a food business. She learned the trade by helping her mother for several years, then went into the same business afterwards.

The current loan will be used to diversify her business by buying rice, noodles and potatoes, which she will buy wholesale and use to make the food she sells. This will help her generate an income to support her family, since she is married and has three children.

When asked what she likes about Pro Mujer, she says it is the health and loan training she receives.
View original language description ↓
La A.C. “AYRAMPU” iniciará el primer ciclo en Pro Mujer, como parte del Centro Focal Copacabana, está compuesta por once integrantes y está dirigida por una mesa directiva donde la señora Martha es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: tejido de chompas y chalecos, tejido y trenzado de mantas, venta de leche, venta de queso y comida, artesanías, venta de comida, bordado computarizado.

El crédito que sacaran beneficiara a pequeñas microempresarias con distintos rubros, donde la señora Martha es parte integrante, ella indica que incorporó a la institución por invitación de una promotora que fue a visitarla a su casa. En la actualidad ella tiene el negocio de venta de comida, cuenta que este negocio lo aprendió del apoyo que daba a su madre hace años, posteriormente ella decidió emprender el mismo negocio.

El crédito que ahora sacará es para diversificar su negocio (compra de arroz, fideo y papa) que adquirirá de las tiendas que venden por mayor y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyarse en lo posible a su familia, ya que ella es casada y tiene tres hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gustan las capacitaciones de salud y crédito.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 103
    View loans »
    Bolivia Loans Fundraising
  • $29,134,625
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Ayrampu Group's $2,950 loan helped a member to buy rice, noodles and potatoes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 19, 2012
Listed
Dec 1, 2012
Currency Exchange Loss:
Covered
Ended:
Jun 17, 2013