The loan they are requesting will benefit small business owners in different sectors. Martha says she joined the institution by invitation from a promoter who visited her home. Currently, she has a food business. She learned the trade by helping her mother for several years, then went into the same business afterwards.
The current loan will be used to diversify her business by buying rice, noodles and potatoes, which she will buy wholesale and use to make the food she sells. This will help her generate an income to support her family, since she is married and has three children.
When asked what she likes about Pro Mujer, she says it is the health and loan training she receives.
El crédito que sacaran beneficiara a pequeñas microempresarias con distintos rubros, donde la señora Martha es parte integrante, ella indica que incorporó a la institución por invitación de una promotora que fue a visitarla a su casa. En la actualidad ella tiene el negocio de venta de comida, cuenta que este negocio lo aprendió del apoyo que daba a su madre hace años, posteriormente ella decidió emprender el mismo negocio.
El crédito que ahora sacará es para diversificar su negocio (compra de arroz, fideo y papa) que adquirirá de las tiendas que venden por mayor y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyarse en lo posible a su familia, ya que ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gustan las capacitaciones de salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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