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Betania Group
In this Group: Nancy Carolina, Maria Del Carmen , Rosmery Eloisa
This group is comprised of three successful micro-entrepreneurs, one of which is Nancy Carolina who has been selling shoes for two years. She is single and sells on an order basis. She will use the loan to buy shoes. María has a carpentry business and makes wicker and rattan furniture. She has been in business for five years. Rosmery sells Avon cosmetics on a credit basis.
View original language description ↓
Grupo formado por tres socias microempresarias de éxitos una de ellas es Nancy Carolina desde hace dos años vende zapatos es soltera y los comercializa por encargo, el crédito lo invertirá en la compra de zapatos, María tiene un taller de carpintería donde fabrica muebles de mimbres y de material ratán tiene cinco años de tener su negocio y Rosmery vende cosmético de la Avon por encargo y al crédito.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 103
    View loans »
    Nicaragua Loans Fundraising
  • $24,739,175
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Betania Group's $425 loan helped a member to buy shoes.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 31, 2012
Listed
Jan 1, 2013
Currency Exchange Loss:
Covered
Ended:
Apr 17, 2013