Cleanta is the coordinator of her group, Paix de Jesus ("Peace of Jesus"), in the northern region of Haiti where electricity is scarce and water is very limited. She is unmarried and has two children. Cleanta has had her business selling diverse products for the last five years.
Before starting her business, Cleanta was a student. She would like to use this loan for selling diverse products. She hopes that this loan will allow her to make more sales. The other Paix de Jesus group members need a loan for businesses such as selling coal, clothing, and cosmetics. She says that her main challenge is having enough money to increase her sales.
Cleanta est le coordinatrice de son groupe Paix de Jesus, la région nord d’Haiti où de l’éléctricité est rare et de l’eau est très limitée. Elle n'est pas marié elle a 2 enfants. Cleanta a dirigé son commerce produit divers pendant les 5 dernières années.
Avant de commencer ce commerce Cleanta, etait un etudiante. Elle voudrait utiliser cet emprunt dans ventes produits divers. Elle espère que cet emprunt l’aidera à obtenir un plus grand commerce. Des autres membres de Paix de Jesus ont besoin d’un emprunt pour tels commerces comme vente de charbon, vetement et cosmetiques. Elle dit que son défi principal c'est d'avoir plus d'argent pour obtenir un plus grand commerce.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.