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Fidelia

Update on Fidelia

Fidelia is 61 years old, and the single mother of three adult children. She is very determined, as at a young age she went to the capital to work, where she served as a nanny for more than 20 years. During that time, she managed her money very well, and built a small adobe house for her parents, who lived in a town far from where she was working.

She has always been a person who has done her very best for her family's progress in life, and thanks to all that effort, she has a store where she sells basic household necessities.

She buys merchandise in the city, and travels in private transportation. This is because a couple of years ago, she suffered a fracture in one of her feet, which makes it impossible for her to walk well. It takes 30 minutes in private transport for her to make her purchases, which she does with her daughter.

The loan she is requesting from Fundación Campo is to buy merchandise for her store, due to the fact that this is the time of year when she sells the most, and she wishes to offer more to her customers.

What she intends is to have a stable financial situation, so that she can undertake improvements to her home, and also so that her store can be better positioned in the community.
View original language description ↓
Doña Fidelia tiene 61 años de edad, es madre soltera de tres hijos mayores de edad. Es muy luchadora pues desde su juventud, se fue a trabajar a la capital, donde laboro como niñera más de 20 años. Durante ese tiempo administro muy bien su dinero y construyo una pequeña casa de adobe para sus padres que vivían en un pueblo lejano a donde ella trabajaba. Ella siempre ha sido una persona que siempre sea esmerado por el desarrollo de su familia, gracias a todo ese esfuerzo posee una tienda en donde vende productos de primera necesidad.

La mercadería la compra en la ciudad, viaja en transporte privado, ya que hace un par de años sufrió una fractura en uno de sus pies, que le imposibilita caminar bien. Para realizar las compras tarda treinta minutos en transporte particular y lo hace en compañía de su hija.

El préstamo que esta solicitando a Fundación Campo, es para comprar mercadería para su tienda, debido a que en esta época es donde vende más y desea ofrecer más ofertas a sus clientes. Lo que pretende es poseer una estabilidad económica para realizarle mejoras a su vivienda y también para que su negocio se posicione más en la comunidad.

Previous Loan Details

Fidelia is 61 years old. She has three children and always has been a single mother. Since the age of 15, she has worked in the capital of the country as a domestic employee for more than twenty years to provide all that is necessary to her parents. During that time, she learned how to manage her... More from Fidelia's previous loan »

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $4,900
    Average annual income
  • 695
    View loans »
    El Salvador Loans Fundraising
  • $24,290,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Fidelia to buy merchandise for her store, due to the fact that this is the time of year when she sells the most, and she wishes to offer more to her customers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 27, 2012
Listed
Dec 1, 2012
Currency Exchange Loss:
N/A
Ended:
Aug 18, 2013
This photo was used before for a previous loan for Fidelia. It was first posted on Kiva on Apr, 2012. Learn More