Urbanisacion Leon Group
This loan will benefit the small businesses in their distinct areas. Andrea is a member; she says that she joined Pro Mujer a year ago, joining because of an invitation from a friend who is a member of the organization. Now she (Andrea) has a business buying and selling spare parts. She says that she started this business with her husband, and they are working together.
The loan that they will now take out is to increase their capital to purchase spare parts that they will get at stores that sell the parts wholesale. They (Andrea and her husband) will later sell the parts in their store. This work helps them generate income to help support their household; Andrea is married and has six children.
When ask what she likes about Pro Mujer, Andrea said that she likes the loans that are made through the group.
El crédito que sacaran beneficiara a pequeñas microempresarias con distintos rubros, donde la señora Andrea es parte integrante, ella indica que hace un año que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de compra y venta de repuestos, cuenta que este negocio lo emprendió con su esposo y en la actualidad lo trabajan ambos.
El crédito que ahora sacará es para el aumento de capital (compra de repuestos) que adquirirá de las tiendas que venden por mayor y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su hogar pues ella es casada y tiene seis hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el prestamos que se hace en grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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