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Luceros Del Alba Group
In this Group: Blanca Remedios, Betty Beatriz, Rosa Rosalia, Avelina , Jaeneth, Monica
The communal association "Luceros de Alba" (Stars of Dawn) will begin its second loan cycle with Pro Mujer as part of the regional center of the Andes. It is composed of six members and is governed by a board of directors where Señora Blanca is the president. The businesses of the members of the communal association are varied. Among them are: selling ice cream, knitting baby clothes, tire store, neighborhood store, selling soft drinks and gelatins, butcher shop, and selling shoes.

The loan that they will take out will benefit these small microentrepreneurs in their different areas. Señora Blanca is an integral part of this group. She indicates that she joined Pro Mujer a year ago, joining at the invitation of a friend who is a member of the institution. Now she has a business selling shoes. She tells us that she learned this business from an aunt and that she had to put in a lot of effort to begin the business.

The loan that she will take out now is to increase her capital by buying shoes that she will acquire from the stores that sell wholesale, and later she will sell them in her sales space. This form of work allows her to generate income to support her household as much as possible, since she lives with her partner and has six children.

When she is asked what she likes about Pro Mujer, she responds that she likes the health area, the training, and the loans.
View original language description ↓
La A.C. “LUCEROS DEL ALBA” iniciará el segundo ciclo en Pro Mujer, como parte del Centro Focal de Los Andes, está compuesta por seis integrantes y está dirigida por una mesa directiva donde la señora Blanca es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de helados, tejido de ropa de bebe, tienda de llantas, tienda de barrio, venta de refrescos y gelatinas, carnicería, venta de calzados.

El crédito que sacaran beneficiara a pequeñas microempresarias con distintos rubros, donde la señora Blanca es parte integrante, ella indica que hace un año que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de calzados, cuenta que este negocio lo aprendió de una tía y que para iniciar el comercio tuvo que realizar muchos esfuerzos.

El crédito que ahora sacará es para el aumento de capital (compra de calzados) que adquirirá de las tiendas que venden por mayor y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su hogar pues ella vive en unión libre y tiene seis hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud, capacitación y crédito

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 75
    View loans »
    Bolivia Loans Fundraising
  • $28,957,500
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Luceros Del Alba Group's $1,225 loan helped a member to buy shoes to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 16, 2012
Listed
Dec 1, 2012
Currency Exchange Loss:
Covered
Ended:
Jun 17, 2013