Luceros Del Alba Group
The loan that they will take out will benefit these small microentrepreneurs in their different areas. Señora Blanca is an integral part of this group. She indicates that she joined Pro Mujer a year ago, joining at the invitation of a friend who is a member of the institution. Now she has a business selling shoes. She tells us that she learned this business from an aunt and that she had to put in a lot of effort to begin the business.
The loan that she will take out now is to increase her capital by buying shoes that she will acquire from the stores that sell wholesale, and later she will sell them in her sales space. This form of work allows her to generate income to support her household as much as possible, since she lives with her partner and has six children.
When she is asked what she likes about Pro Mujer, she responds that she likes the health area, the training, and the loans.
El crédito que sacaran beneficiara a pequeñas microempresarias con distintos rubros, donde la señora Blanca es parte integrante, ella indica que hace un año que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de calzados, cuenta que este negocio lo aprendió de una tía y que para iniciar el comercio tuvo que realizar muchos esfuerzos.
El crédito que ahora sacará es para el aumento de capital (compra de calzados) que adquirirá de las tiendas que venden por mayor y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su hogar pues ella vive en unión libre y tiene seis hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud, capacitación y crédito
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid