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Joyce
Joyce is 32 years old and lives in the town of Mukono in the Mukono region of Uganda. She is married and has two children who are both currently in school. For the past four years, Joyce has been working hard to manage her retail shop, selling salt, sugar and other items.

To help expand her business, Joyce has requested a loan of 2,000,000 Ugandan Shillings from BRAC Uganda. The loan will be used to buy more stock like sugar, cooking oil, and soap to be re-sold; it will help Joyce generate greater profits, increase the store's stock, and help the business to grow. Joyce hopes that in the future she will be able to have a big business.

Joyce is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Joyce who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,500
    Average annual income
  • 102
    View loans »
    Uganda Loans Fundraising
  • $28,253,000
    Funds lent in using Kiva
  • 2,692.1
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Joyce to buy more stock like sugar, cooking oil, and soap to be re-sold.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 12, 2012
Listed
Nov 29, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2013