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Nohemy Elizabeth
Nohemy Elizabeth is 25 years old and lives with her life partner and son. She has a store where she sells primary needs products such as basic grains, bread, snacks, instant products, and other things. She has several years’ experience in this business and it has given her the opportunity to improve her income. The store is located in a good location and she has many customers because people prefer to buy from her because she has the best prices, quality products, and fastest service.

Nohemy is very dedicated to her work and prepared to give her all to achieve her dreams. The most important thing in her life is her family. The deterioration of her house in the past weeks has upset the tranquility and the family members. The house needs repairs and upgrades such as a tile floor and walls between rooms. She wants to get this done as soon as possible for the security of her home. Her greatest secret is her perseverance because she knows that this is how she will be successful. She needs to make this investment bus doesn’t have the necessary capital, so she has approached INTEGRAL to request a loan. She will use the money to buy cement, bricks, tools, etc.

Nohemy Elizabeth has a good record of payment and is certain that she will be able to provide a better quality of life for her family.
View original language description ↓
Nohemy Elizabeth de veinticinco años de edad vive junto a su compañero de vida y su hijo, ella posee una tienda donde vende productos de primera necesidad granos básicos, pan, golosinas, producto instantáneo entre otros, tiene varios años de experiencia en el negocio y eso le ha dado la oportunidad de obtener siempre las mejores ganancias, la tienda esta ubicada en un lugar que califico como bueno para su trabajo ya tiene mucha clientela pues las personas la prefieren porque tiene los mejores precios con producto de calidad, y el servicio mas rápido; Nohemy es una mujer entregada a su labor, dispuesta a dar todo de su parte para cumplir sus sueños lo mas impórtate en su vida es su familia y en las ultimas semanas el deterioro de su vivienda ha incomodado la tranquilidad de los miembros, la casa necesita reparaciones y modificaciones necesita poner piso cerámico y hacer divisiones en los cuartos, quiere realizarlas lo mas pronto posible para la seguridad en su hogar, su mas grande secreto es la perseverancia pues sabe que así alcanzara el éxito, necesita invertir pero no posee de suficiente capital por eso le solicita a INTGRAL un crédito que le permita comprar cemento, cerámico, ladrillos, herramienta etc. Nohemy Elizabeth tiene buenas referencias de pago y se hace responsable de cancelar la deuda y a la vez tiene fe que podrá darle a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $7,500
    Average annual income
  • 846
    View loans »
    El Salvador Loans Fundraising
  • $25,704,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Nohemy Elizabeth to buy building materials.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 20, 2012
Listed
Dec 1, 2012
Currency Exchange Loss:
N/A
Ended:
Feb 20, 2015