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Mukima is receiving a loan for the purchase of food for the winter. She has a dining hall and she prepares different national dishes.

In the winter, products are very expensive so she makes a stock every year for the winter. Mukima plans to use the received loan to buy a few kilograms of onions, oil, rice and potatoes.

She is a single mother with five children. Currently, her daughter-in-law is helping her in developing the business. One of her sons is living with his family in the Russian Federation.

Mukima is very grateful to MDO Arvand for the financial support.
View original language description ↓
Мукима получает кредит для приобретения продуктов питания на зиму. У нее есть столовая и она готовит разные национальные блюда. Зимой продукты стоят очень дорого поэтому она каждый раз делает запас на зиму. На полученный кредит Мукима планирует купить несколько килограмм лука, масло, рис и картошку. Она одна воспитывает 5 детей. В настоящее время ее невестка помогает в развитии бизнеса. Один из сыновей находиться со своей семьей в РТ. Мукима очень благодарна МДО "Арвнад" за финансовую поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 98
    View loans »
    Tajikistan Loans Fundraising
  • $29,901,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Mukima to buy food.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 7, 2012
Dec 1, 2012
Currency Exchange Loss:
Jun 17, 2014