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Ms. Kaneez is a 40-year-old married woman. She is in the business of purchasing and selling goats with her husband. The man shown in the photo is Kaneez’s husband. They buy small goats, bring them up and resell them for a higher price near the occasion of eid-ul-azha (a sacred event for Muslims). They are happily doing it together to meet the needs of their seven children. Kaneez has gradually improved her business with the support of Kashf Foundation. To help her to continue her operations, she requested a loan of 18,000 Pakistan Rupees (PKR), which she will use with her past savings to purchase two more goats. It is her third loan cycle and she has shown excellent repayment behavior. She wishes to spend part of the profits on the renovation of her house.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 276
    View loans »
    Pakistan Loans Fundraising
  • $14,714,900
    Funds lent in using Kiva
  • 96.1
    Pakistan Rupees (PKR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $200 helped Kaneez to purchase two more goats to sell.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 13, 2012
Dec 1, 2012
Currency Exchange Loss:
Dec 17, 2013