Muhamadi is aged 30 with four children, living in Masindi, Uganda. He bakes local pizza known as "chapati" and has been in business ever since he dropped out school due to lack of school fees. He is a hardworking man who is determined to change his life and that of his children by educating them to attain degrees as minimum qualification. His business is located on a busy street where the people in town can easily access him.
Muhamadi's hardships are high cost of ingredients and competition while his business dream is to own a modern bakery. Muhamadi is requesting a loan to buy ingredients such as wheat and cooking oil to sell.