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Fotimakhon is a 28-year-old married mother of three. Her children are nine, seven, and four years old. Her husband is a migrant worker in the Russian Federation, but his income is not enough to support all the family's needs. Hence, Fotimakhon has to deal with the family's family's daily expenses on her own. It is very difficult for Fotimakhon to support three children. She decided to start her own business in order to create an income for herself since her husband rarely sends them money.

With this goal in mind, she took the course "Bring It On", organized by the Association of Business Women. She received a certificate from the program. Now that she is fully capable of successfully starting her own business, she wants to open a wedding salon in her home. She plans to use the extra income to make sure her children have a good education and healthy diet. She is requesting a loan of 800 som to purchase some technological devices needed to start her business. She is waiting on your kindness!
View original language description ↓
Фотимахону 28 лет. Она замужем и на воспитании имеет 3 детей. Детям 9, 7 и 4 года. Ее муж трудовой мигрант в Российской Федерации и его доход не позволяет ему обеспечить семью со всеми не обходимыми средствами. Фотимахон должна сама справляться с ежедневными расходами. Ей очень тяжело обеспечить 3 детей, и она решила организовать свой бизнес и таким образом получить доход, так как ее муж очень редко посылает им деньги. С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Теперь она вполне может организовать свой бизнес и стать успешной в этой сфере. Она хочет открыть свадебный салон в своем доме. От полученного дохода она планирует обеспечить своих детей с хорошим образованием и высококалорийными продуктами питания. Она запрашивает займ на сумму 800 сомони для покупки некоторых техник, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 153
    View loans »
    Tajikistan Loans Fundraising
  • $29,656,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Fotimakhon to buy some technological devices for her wedding salon.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 28, 2012
Nov 30, 2012
Currency Exchange Loss:
Nov 18, 2013