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Mujeres Mañaneras Group
In this Group: Nancy Geronima, Sabina, Claudia Silvina, Debora Reyna, Delia , Marsabet Jacqueline, Justina, Saturnina , Asunta, Carmen Rosa
The “Mujeres Mañaneras” (Early-Rising Women) communal bank will start its 25th cycle in Pro Mujer as part of the Los Andes Focal Center. It has 10 members led by a governing board with Sabina as Treasurer. The members of the association carry out a variety of business activities like neighborhood store, clothing sales, condiment sales, sash sales, blanket sales, skirt sales, blanket weaving, skirt and traditional textile sales, glove sales, turnover sales and cosmetics sales.

The loan they’ll take out will benefit small, micro businesswomen in a variety of lines of work. Sabina is one of them. She says she’s been part of Pro Mujer for five years having joined thanks to an invitation from a girlfriend who’s a member of the institution. She currently sells condiments and says she’s been in business 26 years; she learned it from her mother and subsequently she took it over.

The loan she’ll take out now is to increase capital. She will buy condiments from wholesale stores and then resell them in her shop. This way of working allows her to earn income to support her home however possible since she’s married and has four children. When asked what she likes about Pro Mujer, she answers that she likes the health services, the training and the credit.
View original language description ↓
La A.C. “MUJERES MAÑANERAS” iniciará el vigésimo quinto ciclo en Pro Mujer, como parte del Centro Focal de Los Andes, está compuesta por diez integrantes y está dirigida por una mesa directiva donde la señora Sabina es la Tesorera. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: tienda de barrio, venta de ropa, venta de condimentos, venta de fajas, venta de frazada, venta de polleras, confección de mantas, venta de polleras y awayos, venta de guantes, venta de tucumanas, venta de cosméticos.

El crédito que sacaran beneficiara a pequeñas microempresarias con distintos rubros, donde la señora Sabina es parte integrante, ella indica que hace cinco años que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de condimentos, cuenta que esta con este negocio desde hace 26 años, ya que lo aprendió de su madre y posteriormente ella lo trabajó.

El crédito que ahora sacará es para el aumento de capital (compra de condimentos) que adquirirá de las tiendas que venden por mayor y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su hogar pues ella es casada y tiene cuatro hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud, capacitación y crédito.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 94
    View loans »
    Bolivia Loans Fundraising
  • $28,167,450
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Mujeres Mañaneras Group's $4,475 loan helped a member to buy condiments.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 15, 2012
Listed
Dec 1, 2012
Currency Exchange Loss:
Covered
Ended:
Jun 17, 2013