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Concentidas Group
In this Group: Silveria, Maria, Martha, Dorotea, Israilita, Angelica, Tomasa, Amalia
The “Concentidas” (Pampered Ones) communal bank will start its 7th cycle in Pro Mujer as part of the Los Andes Focal Center. It has 8 members led by a governing board presided by Silveria. The members carry out a variety of business activities among which are candy sales, hardware, crafts, sewing, sweater knitting and blanket weaving.

The loan they’ll take out will benefit small, micro businesswomen with various lines of work. Silveria is one of the members and she indicates that she’s been in Pro Mujer for four years having joined thanks to an invitation from a girlfriend who is a member of the institution. She currently has a hardware store and she says she learned the business from her girlfriends.

The loan she’ll take out now is to increase capital. She will buy screws and tools from suppliers and then resell them in her shop. This way of working allows her to generate income to support her home however possible since she’s in a free union and has two children. When she’s asked what she likes about Pro Mujer, she answers that she likes the health services.
View original language description ↓
La A.C. “CONCENTIDAS” iniciará el séptimo ciclo en Pro Mujer, como parte del Centro Focal de Los Andes, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Silveria es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de dulces, ferretería, tejido de artesanía, costura, tejido de chompas, tejido de mantas.

El crédito que sacaran beneficiara a pequeñas microempresarias con distintos rubros, donde la señora Silveria es parte integrante, ella indica que hace cuatro años que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de tienda de ferretería, cuenta que este negocio lo aprendió de sus amigas.

El crédito que ahora sacará es para el aumento de capital (compra de tornillos, herramientas) que adquirirá de las empresas distribuidoras y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su hogar pues ella vive en unión libre y tiene dos hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 80
    View loans »
    Bolivia Loans Fundraising
  • $29,414,475
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Concentidas Group's $1,925 loan helped a member to buy screws and tools.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 15, 2012
Listed
Dec 1, 2012
Currency Exchange Loss:
Covered
Ended:
Sep 17, 2013