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Rosas De Cascada Group
In this Group: Vicenta , Lidia , Ana Maria , Sonia Nely , Paulina , Luz Mariana, Wendy Marisol, Dolores Silvana *
* not pictured
Cascada Focal Center
Rosas de Cascada Communal Bank
November 14, 2012

The “Rosas de Cascada” communal bank will start its 17th cycle in Pro Mujer as part of the Cascada Focal Center. It has 8 members led by a governing board in which Ana María is Treasurer. The members carry out a variety of businesses among which are vegetable sales, cereal sales, grain sales, embroidery, grocery store and wholesale bean sales.

The loan they’ll take out will benefit small micro businesswomen in various lines of work. One of them is Ana María. She indicates that she’s been in Pro Mujer for 16 cycles having joined thanks to an invitation from a girlfriend who is a member of the institution. She currently has a business embroidering “caporal” (traditional Bolivian dance) outfits. She relates that she learned this business years ago having started out in it as an assistant. Later on she was entrusted with the materials so she could make them at home and she decided to open her own work space.

The loan she’ll take out now is to increase capital. She will buy pearls and fabric at wholesale stores and after making them will sell them in her shop. This way of working allows her to earn resources to support her home however possible since she’s married and has seven children. When asked what she likes about Pro Mujer, she responds that she likes the health services.

Dolores is missing from the photo because due to religious reasons she is not photographed.
View original language description ↓
C.F. CASCADA
A.C. ROSAS DE CASCADA
FECHA: 14/11/12
La A.C. “ROSAS DE CASCADA” iniciará el decimo séptimo ciclo en Pro Mujer, como parte del Centro Focal de Cascada, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Ana María es la Tesorera. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de verduras, comerciante de cereales, pito y haba, bordadora, tienda de barrio, venta de alverjas por mayor.

El crédito que sacaran beneficiara a pequeñas microempresarias con distintos rubros, donde la señora Ana María es parte integrante, ella indica que hace diez y seis ciclos que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de bordados de traje de caporal (danza autóctona de Bolivia), cuenta que hace años aprendió este negocio al ingresar a trabajar como ayudante, posteriormente la le confiaban los materiales para que elabore en su domicilio, por ello decide hacer apertura de su propio espacio de trabajo.

El crédito que ahora sacará es para el aumento de capital (compra de perlas y telas) que adquirirá de las tiendas de venta por mayor y posteriormente a la elaboración lo comercializará implementará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su hogar pues ella es casada y tiene siete hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.

En la fotografía podemos identificar la ausencia de la señora Dolores, que por razones religiosas no participa en la fotografía.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 200
    View loans »
    Bolivia Loans Fundraising
  • $31,424,025
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Rosas De Cascada Group's $5,550 loan helped a member to buy pearls and fabric.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 14, 2012
Listed
Dec 1, 2012
Currency Exchange Loss:
Covered
Ended:
May 17, 2013