Tilata A Group
The loan they’ll take out will benefit small micro businesswomen. One of them is Miriam who indicates that this is the first time she’s been part of Pro Mujer having joined thanks to an invitation from a girlfriend who is a member of the institution. She currently has a cosmetology business. She relates that she learned the business years ago because she took courses in training institute and later on decided to set up a specialized space where she takes care of people daily.
The loan she’ll take out now is to increase capital. She’ll buy moisturizing creams from wholesale stores and will either use them at her service space or during customer home visits. This way of working allows her to generate income to support her home however possible since she’s married and has two children. When asked what she likes about Pro Mujer, she responds that she likes the health services and the credit.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Miriam es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio atención en cosmetología; cuenta que este negocio lo aprendió hace años ya que estudio en un instituto de formación, posteriormente decidió implementar un espacio especializado, donde atiende diariamente a las personas.
El crédito que ahora sacará es para el aumento de capital (compra de cremas humectadoras) que adquirirá de las tiendas de venta por mayor y lo implementará en su espacio de servicio o realizará visitas a domicilio. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su hogar pues es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones del área de salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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