Mireille is the coordinator of her group, Maranatha de Samarie. She lives in the region of Samarie in Haiti, where electricity is rarely available and the water supply extremely limited. Mireille has been managing a business selling various products for the past seven years. She is married and has a son.
Mireille would like to use this loan to purchase various items such as shoes, cosmetics and cleaning products. Other members of the group need a loan to help with their businesses, in which they sell items such as food products, cosmetics, clothing, shoes and charcoal. Mireille says that her main challenge is to be able to sell more; since the economic crisis in Haiti, there has not been much money.
Mireille est la coordinatrice de son groupe Maranatha de Samarie. Elle habite dans la région de Samarie d’Haïti où de l’électricité est rare et de l’eau est très limitée. Elle a dirigé son commerce de vente de Produit Divers pendant les 7 dernières années. Elle est marie et elle a fils.
Elle voudrait utiliser cet emprunt pour investir dans l'achat de divers produits tels que les chaussures, cosmétiques, produits de nettoyage. Des autres membres du groupe ont besoin d’un emprunt pour tels commerces comme vendre des produits alimentaires, cosmétiques, vêtements, chaussureset du charbon. Mireille dit que son défi principal est en mesure de vendre plus depuis la crise économique en Haïti ne reçoit pas beaucoup d'argent.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.