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Omar Enrique
Omar is married and has one child. He started to work when he was 15 years old but he is not working right now due to the increase of unemployment in our country (Nicaragua).
His biggest wish is to get ahead which is why he is studying for a law degree with the help of his wife, who pays for tuition fees. Omar is asking for a loan to pay the final fees to register his degree, so he can find a good job, help his family and make use of his knowledge.
View original language description ↓
Omar es casado tiene un hijo, el empezó a laborar a los 15 años pero en la actualidad no está trabajando ya que el desempleo va en aumento en nuestro país pero su mayor deseo es seguir adelante por lo que se está preparando estudiando la carrera de licenciatura en derecho con ayuda de su esposa quien le cubre los gastos universitarios, es por eso que Omar solicita apoyo de crédito para poder pagar el curso de titulación de su carrera para así poder obtener un buen trabajo, ayudar a su familia y poner en práctica sus conocimientos adquiridos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 90
    View loans »
    Nicaragua Loans Fundraising
  • $24,741,875
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $875 helped Omar Enrique to pay for final fees to register his degree.
82% repaid
Repayment Term
39 months (Additional Information)
Repayment Schedule
Nov 17, 2012
Nov 28, 2012
Currency Exchange Loss: