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Dinora Veneza

Update on Dinora Veneza

Dinora is 32 years old. She is married and has three children ages 14, 12, and 10. She is a native of the municipality of Achuapa, which is located in the northern part of the country. Dinora runs her own business, a small pulpería, which she runs from her home. A pulpería is a small grocery store where food products are sold in small quantities, such as: individual cigarettes, rice, oil in ¼, beans, bread, milk, eggs, and packets of coffee and shampoo.

Dinora has shown responsibility by repaying her previous loans. She will use this loan to invest in working capital and to stock her grocery store by buying products of daily consumption for the home in order to increase her sales and improve her income. Dinora is thankful for the help Kiva lenders provide to low income families and poor countries such as Nicaragua so that they too can have decent work.
View original language description ↓
Dinora de 32 anos de edad, casada con 3 hijos de 14, 12,10 anos, ella es originaria del municipio de Achuapa, lugar que esta ubicado en la zona norte del país. Dinora tiene por actividad económica la una pulpería, ubicada en su casa de habitación. Una pulpería es una pequeña tienda donde se venden productos comestibles en cantidades pequeñas como: cigarros por unidad. Arroz, aceite en ¼, frijoles, pan, leche, huevos, sobrecitos de café, sobre de shampoo. Dinora ha demostrado su responsabilidad de pago en los créditos anteriores. El objetivo del préstamo es invertir en capital de trabajo y surtir su pulpería para incrementar sus ventas y mejorar sus ingresos en la compra de productos de consumo diario del hogar. Dinora agradece la ayuda que los inversionistas kiva les brindan a personas de escasos recursos y países pobre como es Nicaragua para tener un medio de trabajo digno.

Previous Loan Details

Dinora Veneza is 30 and has 4 children aged 13, 11, 9 and 7. She runs a small store, that she established 3 years ago. Even though she does not stock a wide variety of products, she has many clients. Her customers ask for many additional items. This credit will be used to purchase staples suc... More from Dinora Veneza's previous loan »

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 95
    View loans »
    Nicaragua Loans Fundraising
  • $24,753,075
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Dinora Veneza to invest in working capital and to stock her grocery store with products of daily consumption for the home, such as cigarettes, rice, oil in ¼, beans, bread, eggs, and packets of coffee and shampoo.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 9, 2012
Nov 28, 2012
Currency Exchange Loss:
Jul 18, 2013
This photo was used before for a previous loan for Dinora Veneza. It was first posted on Kiva on Oct, 2011. Learn More