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Lena is a 54-year-old married mother of two sons. She works as a medical assistant in the local hospital. Her salary is 9,221 som. However, as Lena is the main income provider for her family, she also works in animal husbandry. She started her business with 5,000 som 33 years ago. Thanks to persistent work, she has been able to develop her farm so that milk sales provide her with a monthly profit of 6,000 som. Today she has one cow and three steer on her farm.

With long term development of her farm in mind, Lena turned to Bai Tushum and Partners for a loan of 120,000 som to purchase four cows, which would allow her to increase her milk production and as a result her family's income. Lena plans to invest this new income to develop her farm and eventually to buy a home for her son.
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Лене 54 года, замужем, имеет двух сыновей. Лена работает фельдшером в местной больнице с окладом в 9221 сом (KGS).Лена в качестве основного источника дохода занимается животноводством. Начав этот бизнес с суммы в 5,000 сом (KGS) 33 года назад, благодаря упорному труду Лены смогла развить хозяйство с ежемесячной прибылью в сумме 6,000 сом (KGS) от продажи молока. На сегодняшний день в хозяйстве имеется 1 корова и 3 бычка. В целях дальнейшего развития своего хозяйства, Лена обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 120,000 сом (KGS)в первый раз для покупки 4 коров. Что позволит увеличить сбор молока и соответственно доходы семьи. Доходы от кредита Лена планирует вложить в дальнейшее развитие своего хозяйства и в будущем хочет купить дом для сына.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 58
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,291,700
    Funds lent in using Kiva
  • 47.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,550 helped Lena to help Lena buy 4 cows.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 9, 2012
Nov 30, 2012
Currency Exchange Loss:
Dec 17, 2014