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Nazgul
Nazgul is 27 years old, married, and has a wonderful son. As the main source of income, Nazgul raises livestock. After starting this business with a sum of 20,000 som (KGS), through hard work Nazgul has developed it to the point where it currently earns 10,000 som (KGS) per month. Presently, Nazgul's herd includes 4 cows, 4 horses and 10 sheep. She sells their milk and dairy products from her home. Thanks to her business profits, Nazgul can pay for her family's main expenses.

In order to continue developing her business, Nazgul has turned to Bai Tushum & Partners for a loan of 100,000 som (KGS) to purchase additional livestock. This will allow her to increase production of milk and, concomitantly, her family income. Nazgul plans to invest her profits from this loan into further expansion of her business. In the future, she hopes to realize one of her long-time dreams and buy a car.
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Назгуль 27 лет, замужем, имеет 1 замечательного сына. Назгуль в качестве основного источника дохода занимается животноводством. Начав этот бизнес с суммы в 20,000 сом (KGS) 7 лет назад, благодаря упорному труду Назгуль смогла развить хозяйство с ежемесячной прибылью в сумме 10,000 сом (KGS).На сегодняшний день в хозяйстве имеется 4 коровы, 4 лошади и 10 голов овец. Благодаря прибыли от хозяйства, Назгуль оплачивает затраты на основные нужды семьи. Назгуль продает с дома молоко и молочную продукцию. В целях дальнейшего развития своего хозяйства, Назгуль обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) для покупки дополнительных голов скота. Что позволит увеличить сбор молока и соответственно доходы семьи. Доходы от кредита Назгуль планирует вложить в дальнейшее развитие своего хозяйства и в будущем хочет осуществить свою давлению мечту, приобрести автомобиль.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,100
    Average annual income
  • 161
    View loans »
    Kyrgyzstan Loans Fundraising
  • $9,547,825
    Funds lent in using Kiva
  • 47.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Nazgul to purchase cows and sheep.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Nov 15, 2012
Listed
Nov 30, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2013