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Nguyet was born in 1969. She has four children. Her oldest child is an accountant. Her younger children are studying in the 5th and the 11th grade. Her husband has a grocery store. His monthly income is about 3,000,000 dong (VND). Nguyet repairs and sells second-hand bicycles to earn a living. She gains from it VND 2,500,000 a month. Her family’s total earnings are about VND 5,500,000 per month.

Nguyet has participated in SEDA's credit program since 2007. In the last cycle, she borrowed VND 9,632,000 and repaid the loan on time. In this loan cycle, she would like to borrow VND 9,632,000 to buy more second-hand bicycles to repair and sell in her store. She wants to use the profit to raise her children up well.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 126
    View loans »
    Vietnam Loans Fundraising
  • $15,355,950
    Funds lent in using Kiva
  • 20,842.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Nguyet buy used bicycles to repair and sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 30, 2012
Dec 1, 2012
Currency Exchange Loss:
Nov 17, 2013