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Update on Victoria

Victoria works as a retailer at a local shopping centre, where she sells women's clothing, particularly elegant dresses for formal occasions. She needs this loan to stock up on winter tunics and warm dresses, which sell well in advance of the holiday office parties and other gatherings.
View original language description ↓
Виктория торгует в местном торговом центре, реализует женскую одежду, а именно нарядные платья на выход. Кредит понадобился для закупки зимних туник, и теплых платьев, которые хорошо расходятся в преддверии праздничных корпоративов и торжеств.

Previous Loan Details

Victoria is single. It is five years since she has her own business selling women’s clothing: sundresses, tops, skirts, trousers etc. Her stall is located in the “Jubilee” shopping center. This is a good location with a lot of shopper traffic, where there are always many potential customers. ... More from Victoria's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 6
    View loans »
    Ukraine Loans Fundraising
  • $6,342,325
    Funds lent in using Kiva
  • 8.2
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Victoria to buy winter tunics and warm dresses.
100% repaid
Repayment Term
3 months (Additional Information)
Repayment Schedule
At end of term
Nov 23, 2012
Dec 7, 2012
Currency Exchange Loss:
Jan 15, 2013
This photo was used before for a previous loan for Victoria. It was first posted on Kiva on Jul, 2011. Learn More