Fatuma is a 26-year-old married woman with two children living in Masindi, Uganda. She makes a variety of dishes, and with the proceeds she has been able to pay her children's school fees and renovate her house. She has been in business for twelve years, despite the challenge of inadequate capital. Her dreams are to educate children and set up a modern bakery. Fatuma intends to use the loan to buy cooking ingredients such as flour and cooking oil.