Jean Chrysostome is married and an employee of AEE Rwanda. He is 39 years old and has 2 children, the eldest of whom is 2 and the youngest, 1. Neither of his children go to school (they have not yet reached school age) and he is responsible for no other people. He was born in Rwanda and has a university (A0) level education in public health.
He opened his account with ACB Ltd in 2008 and is currently on his 3rd loan cycle. The previous loans have been properly repaid. The loan granted to him will be used to buy 4 bags of cement, 12 kilos of nails and 16 sheets of triple ply-board which he will use to finish off his house that he will then rent out. The only difficulty that Jean Chrysostome expects is the non-payment of his salary by his employer. His strategy is to keep decorating the house so that renters are attracted to it and prepared to pay a high rent.
He has the following ambitions: concerning work, he will be punctual and avoid irregularities, and concerning his family, he will make sure his children get an education and will develop his house so that he can live in a beautiful home.
Monsieur Jean Chrysostome est marié et est employé de AEE Rwanda. Agé de 39 ans, il a deux enfants dont le plus âgé a 2 ans et le moins âgé a une année. Aucun de ses enfant ne va à l’école (ils n’ont pas encore atteint l’âge d’aller à l’école) et aucune autre personne n’est en sa charge.
Il est né au Rwanda et a un niveau d’étude universitaire (A0) en santé publique.
Il a ouvert son compte chez ACB Ltd en 2008 et actuellement est au 3ème cycle de crédit. Les crédits antérieurs sont bien remboursés.
Le crédit lui octroyé sera utilisé pour acheter 4 sacs de ciments, 12 kilos des clous, 16 triplex qu'il utilisera pour faire le finissage de sa maison qu’il mettra en location. Le non paiement de salaire par son employeur est la seule difficulté qu’attend Monsieur Jean Chrysostome. Sa stratégie et d’embellir de plus en plus cette maison en fin que les locateurs soient attirés et payer beaucoup de loyers.
Ses ambitions sont les suivantes : pour le travail, il va être ponctuel et évitera des irégularité. Pour sa famille, il va scolariser ses enfants et aménagera sa maison pour habiter dans une belle maison.
About Amasezerano Community Banking, S.A.
Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.