Ngan was born in 1964. She has three children, who are employees and have gotten married. She and her husband sell beverages like beer and tea to earn a living. She makes 2,500,000 Vietnamese dong (VND) a month from it. Her family’s total earnings are about 8,000,000 dong per month.
Ngan has participated in SEDA's credit program since 2007. In the last cycle she borrowed 9,632,000 dong and repaid the loan on time. In this loan cycle, she would like to borrow 9,632,000 dong to buy more chairs, tables, beer, soft drinks, and tea leaves to sell in her store.
The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.