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Jophes is a 30-year-old government employee who works as a primary school teacher. This father to two children is married and lives in Kagadi, Uganda. He was inspired to the teaching profession by his urge to serve the nation and he feels there is no better way but to teach the children of his nation. He does farming to supplement the low pay from his salary. Jophes intends to use the loan to buy cement and sand for building a residential house.

Additional Information

More information about this loan

This loan is part of HOFOKAM's program targeting poor and geographically excluded populations in Western Uganda. In addition to loans, it provides social and business training programs to low-income entrepreneurs and their communities. Since 2003, HOFOKAM has provided sustainable financial and non-financial services to promote social, economic and sustainable land development and improve the quality of life for vulnerable populations. The organization has a clear vested interest in underserved communities with its headquarters in rural Fort Portal and a number of branches in extremely remote areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Uganda

  • $1,800
    Average annual income
  • 204
    View loans »
    Uganda Loans Fundraising
  • $31,441,175
    Funds lent in using Kiva
  • 2,475.2
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Jophes to buy cement and sand for building a residential house.
100% repaid
Repayment Term
39 months (Additional Information)
Repayment Schedule
Nov 19, 2012
Nov 28, 2012
Currency Exchange Loss:
Sep 17, 2015