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Alis Gioconda

Update on Alis Gioconda

Alis is taking out her fourth loan in the “Uncovia” communal bank. This group meets monthly in the foundation’s offices. She lives in the city of Cuenca’s Uncovia sector. This city enjoys a cold climate and is bathed by four rivers. It’s been a Cultural Heritage of Humanity since December, 1999, thanks to its colonial architecture. Its residents are kind, gracious people and they still retain the culture and tradition of its peoples.

Alis is 38-years-old and lives in a free union; she’s had three children who are 17 and 13 years old and a newborn baby boy. Her older children attend a secondary school in the city. Her husband is a referee. She does not own a house; she rents.

She’s been working selling food for some time now, an activity she does gladly because it’s her own business and she loves to cook. She saw in this work an opportunity to get ahead and help her family economically.

She used her previous loan to buy foodstuffs for her business and had no problem making the payments on this loan. On this occasion, she’s repeating the loan because she wants to buy tables, chairs and foodstuffs to continue expanding the business. She likes the communal bank because of the fellowship that exists among all the group members.
View original language description ↓
La Señora Alis se encuentra realizando su cuarto crédito en el banco comunal Renacer Uncovia, este grupo se reúne todos los meses en las oficinas de la fundación. Vive por el sector la Uncovia en la Ciudad de Cuenca, ciudad que goza de un clima frió, esta bañada por 4 ríos, es Patrimonio Cultural de la Humanidad desde Diciembre de 1999 gracias a su arquitectura colonial, su gente es amable, gentil y aun conservan la cultura y tradiciones de sus pueblos.

La Señora Alis tiene 38 años de edad, vive en unión libre y ha concebido 3 hijos de 17 y 13 años y un bebé recién nacido, son hijos mayores estudian en un colegio de la ciudad, Su esposo es de profesión árbitro, no tiene casa propia por lo que vive arrendando.

Ella hace algún tiempo se dedica a la venta de comida, esta actividad la desempeña con mucho gusto ya que es un negocio propio y le encanta cocinar, con este trabajo vio la oportunidad para salir adelante y ayudar económicamente a su familia.

Su crédito anterior lo invirtió en la compra de víveres para su negocio, en los pagos de dicho crédito no tuvo ninguna dificultad. Ella esta repitiendo el crédito ya que quiere comprar sillas, mesas y víveres para continuar creciendo en su negocio. El banco comunal le gusta por el compañerismo que existe entre todos los integrantes del grupo.


Previous Loan Details

Alis is a member of the “Renacer Uncovia” communal bank. She lives in Cuenca’s outskirts, a city noted for the beauty of its historic city center which blends the colonial with the modern and which led to it’s being designated a Cultural Heritage of Humanity in December, 1999. Its varied ... More from Alis Gioconda's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,200
    Average annual income
  • 99
    View loans »
    Ecuador Loans Fundraising
  • $23,946,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Alis Gioconda to buy tables, chairs and foodstuffs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 7, 2012
Listed
Dec 1, 2012
Currency Exchange Loss:
N/A
Ended:
Jun 17, 2013
This photo was used before for a previous loan for Alis Gioconda. It was first posted on Kiva on Jun, 2012. Learn More