This group is the “Los Luchadores del Sector C” (Sector C Fighters). Zoila, 42, lives with her two children and her spouse; both of them are merchants. She has a market stand where she sells all types of footwear for women, men and children. Her business is very busy because the footwear she offers is very good quality and her regular customers are quite aware of this which is why they are loyal to her. With the fruits of her labor she’s been able to buy two stands that are now hers; her husband works in one of them selling cleaning supplies. Zoila feels happy because thanks to her work and much effort she’s managing to move forward with her entire family. In future, she’d like to become a wholesaler and have a store in a good area. The new Edaprospo loan will be used to buy footwear because she wants to be ready for the approaching season when sales are very good. Zoila would like to say: Many thanks to everyone for supporting her communal bank. In the photo, she’s wearing a black and white shirt; she’s third from the left. Mr. Luis appears on the right hand side of the picture in a blue jacket; he also belongs to the group.
Este es el grupo Los Luchadores del Sector C. Zoila tiene 42 años, vive con sus 02 hijos y su pareja, ambos se dedican al comercio. Ella tiene un puesto en un mercado donde vende todo tipo de calzado para damas, caballeros y niños. Su negocio es muy concurrido, el calzado que ofrece es de muy buena calidad y sus asiduos clientes lo saben muy bien, por eso son leales con ella, con el fruto de su trabajo ha podido adquirir 2 puestos que son de su propiedad, en uno de ellos trabaja su esposo vendiendo productos de limpieza. Zoila se siente feliz porque gracias a su trabajo y mucho esfuerzo está logrando salir adelante junto a su familia, en el futuro desea convertirse en mayorista y tener una tienda en una buena zona, el nuevo crédito que EDAPROSPO le otorgará lo invertirá en la compra de calzado, quiere estar preparada porque se acercan épocas de muy buena venta.
Zoila quiere decir: ¡Muchas gracias a todos por apoyar a su grupo comunal!
En la foto ella viste polo en blanco y negro, es la tercera de la izquierda.
*El Sr. Luis aparece al lado derecho de la foto vestido con casaca azul, él también pertenece al grupo.
EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.