Katherine is one of the members of the “Empresarial” group. She’s single and 20-years-old and is living in her aunt’s house. Katherine works selling vegetables. She started the business thanks to her aunt who taught her how to be a merchant. She leases a stand in her local market where she sells all types of vegetables and tubers. Her work is very demanding. She must rise at dawn every day to buy fresh products at good prices. Her best customers are housewives who buy from her daily. In the afternoon she studies and her work covers those costs. Katherine wants to have a bigger business and will use the loan towards that end, to buy vegetables at wholesale and earn higher income. Katherine is grateful to all Kiva lenders for supporting her business and allowing her to continue to make progress. In the photo, Katherine appears wearing pink pants and a gray shirt. On the right hand side is Sr. Filiberto wearing jeans and a light blue shirt.
Katherine es uno de los miembros del grupo Grupo Empresarial
Katherine es soltera y tiene 20 años, actualmente vive en casa de su tía. Katherine se dedica a la venta de verduras, empezó el negocio gracias a su tía que le enseño a trabajar como comerciante, para eso alquila un puesto en el mercado de su zona donde ofrece todo tipo de verduras y tubérculos, su trabajo es muy sacrificado todos los días tiene que madrugar para comprar productos frescos y a buen precio, sus mayores clientas son las amas de casa que le compran diariamente, por las tardes se dedica a estudiar y su trabajo le permite solventar esos gastos. Katherine desea tener un negocio más grande y para ese fin usara su préstamo, para comprar verduras al por mayor, así podra obtener mejores ingresos.
Katherine esta agradecida a todos los inversionistas de KIVA por apoyarla en su negocio y permitirle seguir progresando.
Katherine aparece en la fotografía con pantalon rosado y casaca ploma, en la foto del lado derecho aparece el Sr. Filiberto con pantalon jean y camisa celeste.
EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.