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Jose
José, age 47, is a determined and kind man. He lives in his own home with his common-law partner Ameli, who manages a beauty salon and has been doing very well. They have three children (ages 22, 15, and 4) and want to provide them a good education.


José’s work involves selling spare parts for motorized vehicles such as spark plugs, chains, bearings, and other items. He also performs vehicle repairs and is able to fix engines, bearings, electrical systems, and many other things. José performs his work in a shop located inside of his home. He started in this line of work at the age of 12 by helping out at his uncle’s repair shop. At that point, he knew that this would be the career he wanted to pursue. José has been doing this type of work for 35 years and now he has the help of his son, who works as his assistant and is also practicing the trade at an institute. He says that his business is profitable because he only had to make an initial investment – the purchase of the necessary tools for repairing vehicles. Prior to pursuing this profession full-time, José thought he would start a business of buying and selling timber. However, he did not know anything about this trade, so he ended up getting swindled and losing all of his capital. After that, he made the decision to return to his previous skillset of repairing vehicles since that is what he knows best. In addition, he would have the opportunity to work at home and be with his family. He hopes to improve his shop in the future by acquiring a lathe and a grinder.


José is requesting a loan of 2,500 PEN so that he can buy spare parts such as spark plugs, chains, bearings, and other items. He will buy these items wholesale in the city of Lima, which will help him increase his earnings.

View original language description ↓
José, de 47 años, es un hombre esforzado y amable. Vive en su casa propia junto a su conviviente Ameli, quien tiene un salón de belleza y le esta yendo muy bien. Crían juntos a sus hijos 3 hijos de 22, 15 y 4años. Esperan darles una buena educación.
El trabajo de José consiste en la venta de repuestos de vehículos motorizados como bujías, cadenas, palieres, entre otros. También se dedica a la reparación de estos vehículos. Arregla motores, palieres, sistemas eléctricos, etc. Este trabajo lo realiza en un local al interior de su propia vivienda. Se inició en esta actividad a la edad de 12 años ayudando en una mecánica a su tío, desde ahí descubrió cual seria la vocación para toda la vida. Lleva 35 años en esta actividad y en este tiempo cuenta con al ayuda su hijo, un ayudante y un practicante de un instituto. Comenta que su negocio es rentable porque la inversión lo realiza una sola vez, que es comprar herramientas necesarias para el arreglo de estos vehículos. Antes de dedicarse a esta actividad, decidió incursionar en el negocio de la compra y venta de árboles maderables. Pero como no conocía nada sobre este rubro lo estafaron y perdió todo su capital. Entonces tomo la decisión de volver a reparar vehículos, que es lo mejor que sabe hacer y también porque trabajaría en casa, permitiéndole estar a lado de su familia. Espera en el futuro mejorar su local de atención, poner un torno y una rectificadora.
Por tanto solicita 2,500 soles, para comprar repuestos como bujías, cadenas, palieres, etc. adquirirá estos productos al por mayor en la ciudad de Lima. De esta manera incrementara sus ganancias económicas.

About Peru

  • $6,715
    Average annual income
  • 129
    View loans »
    Peru Loans Fundraising
  • $56,116,275
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Jose to buy spark plugs, chains, bearings, and other spare parts.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 8, 2012
Listed
Nov 29, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 20, 2013