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Alberto
Alberto is 61 years old, a friendly man and a dreamer. He lives in his own home alongside his wife, Nora. Nora is his business partner and also works as a cook in a restaurant. They have one 8-year old son, who goes to school. They intend to give him a decent quality of life.
Alberto's work is selling general grocery items, like rice, sugar, flour, milk, eggs etc. His store is located in his home. He has been in this work for four years and has had a favorable increase in customers. Alberto started this business because he needed a way to support his family and is unable to do heavy work due to an accident at his previous job. Every morning Alberto and his wife go to the market. They purchase the items they will need in order to offer their customers quality service. Alberto says that his business is profitable because he has a lot of customers. He is also in an accessible area, and his earnings are always increasing. Before starting his business, Alberto had financial problems- he didn't have enough capital to open a business. But he got a loan and decided to start the business that he currently runs. He hopes to keep his store going, to get ahead, and to increase his sales. This will be his fourth loan with MFP. He plans to continue being a reliable member of his communal bank. In addition, the members of his communal bank are responsible and offer each other mutual support. With the requested sum of 1000 soles (USD $400), Alberto will purchase larger quantities of merchandise to stock up his store, like rice, sugar, eggs and other items. If his store offers a variety of products, he will have a greater number of customers, which will increase his earnings.
View original language description ↓
Alberto, de 61 años, es un hombre amable y soñador. Vive en su casa propia junto a su conviviente Nora, quien es su socio y también trabaja en un restauran como cocinera. Tienen un hijo de 8 años quien esta en la escuela y piensan darle una buena calidad de vida.
El trabajo de Alberto consiste en la venta de abarrotes en general como arroz, azúcar, harina, leche, huevos, etc. Realiza esta actividad económica en un local en el interior de su vivienda propia. Lleva 4 años en este trabajo y sus clientes han aumentado favorablemente. Se inicio en esta actividad por la necesidad de mantener a su familia y también porque no puede hacer trabajos forzados ya que tuvo un accidente en su empleo anterior. Cada mañana junto a su conviviente van al mercado y realizan sus compras para tener los productos necesarios para la buena atención a sus clientes. Comenta que su negocio es rentable porque tiene muchos clientes, también esta en un lugar accesible y la ganancia que obtiene cada vez se incrementa. Antes de iniciar esta actividad tenía problemas económicos, no tenía el capital suficiente para realizar un negocio, pero obtuvo un préstamo y decidió abrir el negocio que actualmente tiene. Espera seguir manteniendo su negocio, salir a adelante e incrementar sus ventas. Por tanto éste será su prestamos número 4 con la institución MFP, espera seguir siendo un socio puntual. Además el grupo que conforma son responsable y se apoyan mutuamente. Con el monto solicitado 1000 soles, lo utilizará para comprar en mayor volumen para abastecer su negocio con productos de primera necesidad como arroz, azúcar, huevos, entre otros. ya que si su negocio cuenta con productos variables tendrá mayor cantidad de clientes e incrementara sus ganancias.

About Peru

  • $12,000
    Average annual income
  • 124
    View loans »
    Peru Loans Fundraising
  • $57,923,600
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Alberto to purchase larger quantities of rice, sugar and eggs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 8, 2012
Listed
Nov 27, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 20, 2013