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Benancio
Benanacio is 33 years old and lives with his companion Beatriz, age 30. Their cheerful family includes three young children: Edgar, Ruth, and María. Benancio and his family share a home made of wood, which he acquired at a very young age with the help of his parents.


He inherited a few plots of land from his grandparents, but he was able to expand his acreage by purchasing some additional plots that adjoined that property. Benancio has six years of experience in this line of work. He has several cacao trees since this area is well-suited for producing organic crops that are of high quality. In addition, farming is an activity that has been practiced by his family for many generations.


In order for the work to be done correctly, Benancio needs the help of workers who are reliable people from the area. They will be able to complete the outstanding tasks in a shorter period of time. This type of uniform and efficient maintenance is reflected in the final harvest.


For the next growing season, Benancio plans to hire outside help to maintain his cacao trees. He knows that cacao groves require weed removal three times throughout the season. The first removal is usually the most difficult and detailed. In addition, he wants to have organic compost and small tools available so that the outstanding work can be completed.


His goal for the future is to convert his business into a small-scale collection center of agricultural products. Benancio hopes that the large-scale distributors will want to work with him in the future, which will create an opportunity for him to improve his family’s financial condition. This is the second time he has requested a loan from MFP. Thanks to this loan, he will have everything he needs to invest in his farming business so that it will run smoothly. Benancio and his fellow Communal Bank members share the same motivation, so he is grateful to be part of a group that is responsible and demonstrates great camaraderie.


With this loan of 1,500 PEN, Benancio will hire workers for the first round of weed removal from his cacao grove. Any remaining funds will be used to buy sacks of organic compost, including bird droppings.

View original language description ↓
Benancio de 33 años tiene por compañera a Beatriz de 30 años, complementan su alegría familiar sus 3 menores hijos Edgar, Ruth y María. Comparte sus vivencias familiares en una vivienda hecha a base de madera que logró adquirir desde muy joven con ayuda de sus padres.
Por herencia de sus abuelos recibió unas parcelas con las que gracias a ella lo amplio con la compra de algunos terrenos colindantes sumando así 6 años de experiencia en el rubro, existe una gran cantidad de árboles de cacao debido a que la zona es muy apropiada para la producción de cacao orgánico de calidad y porque es una actividad ancestral de su familia.
Para una apropiada labor en el campo generalmente cuenta con el apoyo de jornaleros quienes son personas muy confiables de la zona, pues finalizando las tareas pendientes en un menor periodo posible aportan en brindarle un eficiente mantenimiento uniforme que se ve reflejado en la cosecha final.
Dentro de sus planes para la próxima campaña de cacao requiere contar con personal externo para el mantenimiento de sus árboles pues como es de saberse las plantaciones de cacao requieren 3 deshierbes de maleza por campaña, siendo el primero de ellos el mas arduo y detallado, adicional a ello desea contar con abono orgánico y herramientas menores para facilitar el trabajo pendiente.
Como meta a futuro desea convertirse en un mini acopiador de productos agrícolas puesto que tiene referentes de acopiadores mayores que desean trabajar con el a futuro esperando así dar un paso adelante en el desarrollo de su economía familiar. Este es su segundo crédito con MFP , pues gracias a ello tiene todo lo necesario para invertir en su actividad agrícola con total fluidez, comparte su motivación con sus compañeros de su banco comunal a quienes agradece por ser un grupo muy responsable y con abundante compañerismo.
Con los 1,500 nuevos soles podrá contratar jornaleros para el primer deshierbo de campaña de sus árboles de cacao, con el dinero restante comprará sacos de abono orgánico consistente en guano de ave.

About Peru

  • $6,715
    Average annual income
  • 97
    View loans »
    Peru Loans Fundraising
  • $55,041,650
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Benancio to hire workers and to buy sacks of organic compost.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 20, 2012
Listed
Nov 27, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 19, 2013