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Rafael’s family has been producing coffee for several generations. Even though he wanted to become a lawyer, Rafael also wished to continue the family tradition. He currently produces approximately 10 tons of coffee per year and delivers his harvested crop to “Unión Regional de Huatusco”, an association that he joined several years ago.

For the next harvest, Rafael needs a loan so that he can pay the coffee pickers that he has hired. In addition, he will pay the cost of transporting his coffee. The loan will be repaid at the end of the harvest. With the profits that he will earn, Rafael would like to make a few modifications to his house and complete a few details that need to be finished.

View original language description ↓
Desde hace varias generaciones la familia de Rafael se ha dedicado a la producción de café y a de ser de ser abogado también ha seguido la tradición de su familia. Actualmente Rafael produce alrededor de 10 toneladas anuales las cuales entrega a la “Unión Regional de Huatusco” asociación a la cual pertenece desde ya hace varios años. Para la siguiente cosecha Rafael necesita un crédito para realizar el pago a los cortadores de café que ha contratado así como para pago de transporte de su café. Esté crédito lo pagará al final de la cosecha. Con las ganancias que obtenga de esto a Rafael le gustaría realizar algunas modificaciones en su casa ya que tiene algunos detalles por componer.

Additional Information

More information about this loan

These loans are designed to help farmers expand their existing crop yields and increase their incomes. The loans are designed to fit the agricultural cycle, allowing farmers to make purchases during the planting season and repay following the harvest. Coffee production loans help farmers maintain and grow their fields by cleaning, pruning, fertilizing, and conserving the grounds, delivering water, and replanting trees needed to shade the coffee plants.

Important Information

La Union Regional de Pequeños Productores de Cafe Huatusco (or, La Union Regional) is a member-owned, Fair Trade-certified coffee cooperative based in the state of Veracruz, Mexico. Kiva helps fund loans for La Union Regional’s members, allowing them to plant more crops and convert to more profitable organic farming methods. La Union Regional is backed by Fair Trade USA and Green Mountain Coffee Roasters, which retails members’ coffee.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

Because La Union Regional’s core business is not microfinance, there is some level of additional risk for lenders. Kiva’s partnership with La Union Regional is unique and unprecedented. For this reason, Kiva has not assigned the organization a risk rating. More information can be found on La Union Regional’s partner page.

About Mexico

  • $15,600
    Average annual income
  • 82
    View loans »
    Mexico Loans Fundraising
  • $19,636,450
    Funds lent in using Kiva
  • 13.0
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,850 helped Rafael to pay the wages of his coffee pickers and the cost of transporting the coffee.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
At end of term
Dec 28, 2012
Nov 27, 2012
Currency Exchange Loss:
Jun 26, 2013