Angela’s a housewife and owns a stationery shop; she combines these activities with growing coffee because her family has done this for generations. Usually, she hires personnel to work her coffee crops because she doesn’t have much time left over to do the field work herself. However, she’s always on top of everything needed there. For the next harvest, Angela needs to buy fertilizer because she recently replanted part of the coffee grove and these plants will be ready to produce in three years and her yields will increase. Angela lives with her husband and her granddaughter and after harvest would like to fix up an extra bedroom she has at home so she can rent it to foreign students who come to her city.
Angela es ama de casa y dueña de una papelería y combina estas actividades con la producción de café, pues su familia se ha dedicado por varias generaciones a esto. Normalmente ella contrata personal para que trabaje en sus fincas ya que no le queda mucho tiempo para realizar ella misma las labores en el campo, sin embargo está al pendiente de todo lo que allí hace falta. Para la siguiente cosecha Angela necesita comprar fertilizantes pues hace poco resembro parte de sus cafetales y con esto en un lapso de 3 años que estas nuevas plantas comiencen a dar frutos aumentará su producción. Angela vive con su esposo y su nieta y pasando la cosecha le gustaría arreglar una recamara extra que tiene en su casa para poder rentarla a estudiantes foráneos que vienen a su ciudad.
More information about this loan
These loans are designed to help farmers expand their existing crop yields and increase their incomes. The loans are designed to fit the agricultural cycle, allowing farmers to make purchases during the planting season and repay following the harvest. Coffee production loans help farmers maintain and grow their fields by cleaning, pruning, fertilizing, and conserving the grounds, delivering water, and replanting trees needed to shade the coffee plants.
La Union Regional de Pequeños Productores de Cafe Huatusco (or, La Union Regional) is a member-owned, Fair Trade-certified coffee cooperative based in the state of Veracruz, Mexico. Kiva helps fund loans for La Union Regional’s members, allowing them to plant more crops and convert to more profitable organic farming methods. La Union Regional is backed by Fair Trade USA and Green Mountain Coffee Roasters, which retails members’ coffee.
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.
Because La Union Regional’s core business is not microfinance, there is some level of additional risk for lenders. Kiva’s partnership with La Union Regional is unique and unprecedented. For this reason, Kiva has not assigned the organization a risk rating. More information can be found on La Union Regional’s partner page.