Walter, 28, is single living in his mother’s house located in the community of Paso de Vela in south Honduras. His activity for the last two years has been selling new clothes from place to place; his customers are all his neighbors in the community. Walter is asking for a 5,000 Lempira loan to buy new clothes like suits, t-shirts, bath sandals, fragrances, blouses, pants and shorts to earn higher profits because his sales improve during the last months of the years. With support from this loan, Walter wants to continue investing in his business and continue growing like his fellow group members who sell tortillas and groceries; they are Hilda and Soany who also live in the village of Paso de Vela in south Honduras. Walter’s dream is to stock a wider selection and to have his own locale and to provide better customer service.
El señor Walter de 28 años de edad soltero, vive en casa de su madre, ubicada en la comunidad de paso de vela al sur de Honduras, su actividad es la venta de ropa nueva se dedica al negocio desde hace 2 años, sus ventas son ambulante, sus clientes son los todos los vecino de la comunidad.
Walter Solicita el préstamo por L. 5,000.00 para la compra de ropa nueva como trajes, camiseta, sandalias de baños, fragancias, blusas, pantalones y chores, así tener mejores ganancias, ya que los últimos meses del año es cuando mejoran más sus ventas.
Con el apoyo de este préstamo Walter desea seguir invirtiendo en su negocio y seguir creciendo al igual que sus demás compañeros de grupo quienes se dedican a la venta de tortillas, y pulpería, ellas son Doña Hilda y Soany residentes en la aldea paso de vela al sur de honduras.
Walter su sueño es tener el negocio mas surtido y tener local propio y brindarles mejor atención a sus clientes.
San Lorenzo, Honduras - Octubre del 2012
Prisma Honduras, S.A.
This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.