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Diana Estela

Update on Diana Estela

Diana, 24, is married and has a four-month-old son. She and her grandmother have been merchants for five years. Her mother remarried and left home which is why Diana lives with her grandmother and her husband. She and her husband set up a grocery store that they try to stock every day because they want to provide good customer service. To buy products for their store, she must travel to the city and to do so she first walks for half an hour to catch a bus that takes her to the city; it takes 40 minutes to get there and then she has to make the return trip home.

Part of the loan she’s asking Fundación Campo for is to buy a quintal of beans, a quintal of sugar, a quintal of rice, two large jugs of oil, three boxes of soap, RInso [brand of detergent] and lye and the other part is to install electricity at home. Diana currently transfers electricity from her grandmother’s house to hers but the ideal thing is for her to have her own. She will also buy more products because customers demand more things every day to better meet their needs. Her goal is to save up to buy a lot to build a house because where she lives now belongs to a relative. On the other hand, she hopes her business will prosper so that her neighbors won’t have to travel to the city seeking products but will be able to buy them in her store. All her efforts are aimed exclusively at providing her son with food, health, clothing and education.
View original language description ↓
Diana tiene 24 años de edad, es casada y tiene un hijo de cuatro meses de edad. Ella se dedica al comercio junto a su abuela desde hace cinco años; su mamá se caso con otra persona y se fue de la casa; por eso Diana se quedo con su abuela y su esposo. Ella junto a su esposo instalaron una tienda de productos básicos, a la cual tratan de surtirla cada día, ya que desean brindar una buena atención a sus clientes. Para comprar los productos para su tienda, debe viajar a la ciudad, para eso camina a pie unos treinta minutos, luego aborda el autobús que la conduce a la ciudad y tarda cuarenta minutos para llegar y luego regresarse a su casa.

El préstamo que esta solicitando a Fundación Campo, es para comprar un quintal de fríjol, un quintal de azúcar, un quintal de arroz, dos garrafas de aceite, tres cajas de jabón, rinso, lejía y la otra parte para instalar la luz eléctrica en su casa. Actualmente, Diana traslada luz de la casa de su abuela hacia la casa de ella; pero lo ideal es que ella lo tenga solo para ella, además que comprara más productos, pues cada día los clientes demandan más productos y mejor atención a sus necesidades. Su objetivo es ahorrar, para comprarse un terreno y construir su casa, donde vive es de un familiar. Por otra parte desea que su negocio prospere para que sus vecinos no viajen a la ciudad en busca de productos; sino que los puedan adquirir en su tienda. Todo esfuerzo que realiza , es con la única finalidad de brindar a su hijo alimentación, salud, vestuario y educación.

Previous Loan Details

Diana is 24 years old and married. She started running her own store two years ago. Once she finished her education, she got married. The idea of the store emerged from wanting to help her husband with the expenses. She started with little merchandise, and she used her earnings to buy more me... More from Diana Estela's previous loan »

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $4,900
    Average annual income
  • 640
    View loans »
    El Salvador Loans Fundraising
  • $24,259,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Diana Estela to buy merchandise to stock her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 21, 2012
Listed
Jan 1, 2013
Currency Exchange Loss:
N/A
Ended:
Dec 17, 2013