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Gs Filipenses 4.13 Group
In this Group: Noemi Yolanda, Limne Gricelda, Francia Nelia
Noemí’s a merchant; her main activity is selling groceries. She has more than ten years’ experience running her business. Noemí’s a very hardworking person and has a local clientele; she’s succeeded in getting ahead by means of her business because it’s been one of her main sources of income. Noemí has known how to win over her customers by giving them very special treatment and her store is located in a very strategic point with many passersby. She also has a corn mill that she tends to very early.

Noemí will use the loan to buy corn, beans, rice, lard, eggs, bread, coffee, sugar, chicken, meats, canned goods, dairy products, flour, soap, toilet paper, detergent and other common use items. With support from the loan Noemí gets she will be able to have a better business to cover household expenses and provide better quality of life for her family. She dreams with stocking the store and to be able to save up enough to be able to do some home improvements.

Noemí is asking for a group loan with the following people: Limne whose main source of income for six years has been selling nacatamales [Nicaraguan-style tamales] and American clothing and Francia whose main source of income for the last six years has come from selling nacatamales, baked bread and donuts.

Danlí, El Paraíso, Honduras - October, 2012.
View original language description ↓
La Señora Noemí se dedica al comercio su actividad principal es la venta abarroteria, ella cuenta con mas 10 años de experiencia en el manejo de su negocio. Noemí es una persona muy trabajadora, ella cuenta con la clientela de la zona y a través de su negocio a salido adelante, ya que ha sido una de las principales fuentes de ingresos, Noemí se a sabido ganar la clientela porque su manera de atenderlos es muy especial y su negocio esta ubicado en un punto estratégico donde pasa gran cantidad de personas, ella tambien cuenta con un molino de maíz, el cual atiende muy temprano.
Doña Noemi el préstamo lo invertirá en compra de maíz, frijoles, arroz, manteca, huevos, pan, café, azúcar, pollo, carnes, embutidos, lácteos, harina, jabón, papel higiénico, detergentes y otros productos de consumo básico.
Con el apoyo solicitado del préstamo que reciba Noemí, le contribuirá a tener un mejor negocio, para cubrir los gastos en el hogar y una mejor calidad de vida para su familia, ella sueña con surtir su negocio y poder ahorrar lo suficiente para poder mejorar su casa de habitación.
Noemi está solicitando el préstamo de manera grupal con las siguientes personas, Limne La fuente principal de ingresos proviene de su negocio la venta de nacatamales y ropa americana, desde hace 6 años y Francia Su fuente principal de ingresos proviene de su negocio venta de nacatamales, pan hornado, rosquillas desde hace 6 años.
Danlí El Paraíso, Honduras - Octubre 2012

Additional Information

Prisma Honduras, S.A.

This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,200
    Average annual income
  • 41
    View loans »
    Honduras Loans Fundraising
  • $7,972,600
    Funds lent in using Kiva
  • 19.8
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of Gs Filipenses 4.13 Group's $1,175 loan helped a member to buy merchandise to stock her store.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 31, 2012
Listed
Nov 27, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 18, 2013