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Suwitra, from Bali, specializes in traditional batik and hand-painted apparel. He would like to invest in the purchase of larger amounts of fabric to expand production.

Suwitra has been selling through NOVICA since 2007. This is his story:

Suwitra designs and creates elegant wearable art through his unique ability to capture nature's beauty in clothing apparel. He masters batik and silk screening techniques as well as hand-painted motifs, which he transforms into colorful sarongs, scarves and stylish clothing.

"I am glad to have the possibility to receive this microcredit. I'll be able to buy the materials I need to build up my stock. Thanks to your support, I have an opportunity to develop my business. I hope this will also lead to more people that will really like my designs. Thank you so very much."

Use the link below to view Suwitra's batik and hand-painted apparel on the NOVICA site:

Additional Information

Important information about Novica

Novica is an e-commerce website that allows artisans around the world to sell unique, high-quality goods directly to consumers. It also offers small loans to help artisans in the developing world start and grow their businesses. It’s possible to buy goods created by the artisans you help fund on the Novica website.

Repayments on Novica loans are tied to artisan revenue. This means that if an artisan has a good month, they will pay back more -- or less during slower months. To accommodate this, all repayments on this loan are due at the end of the loan term. Any repayments received before this deadline will be considered pre-payments, but will still be distributed to lenders as usual.

Because Novica is not a microfinance institution, Kiva’s risk rating system is not applicable. Kiva has conducted onsite due diligence, and Kiva’s Investment Committee approved the organization as a partner. Novica offers artisans loans at 0% interest.

About Indonesia

  • $5,200
    Average annual income
  • 18
    View loans »
    Indonesia Loans Fundraising
  • $5,292,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Suwitra to purchase fabric in bulk.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
At end of term
Jan 1, 2013
Nov 27, 2012
Currency Exchange Loss:
May 17, 2013