Manuel is a sales manager, but he is also in charge of sound mixing at a discotheque. He is requesting a loan so that he can buy a computer and a sound mixer. With the help of this loan, he will be able to buy what he needs to earn extra money. These purchases will be made in Guaranda.
His dream is to have his own establishment where he is the primary mixer. The challenges he faces include the lack of money. In his free time, he enjoys updating pieces of music.
Manuel es ejecutivo de ventas, además se ddeica a mezcklar música en una discoteca. Solicita el crédito para comprar un computador y mezclador. Con la ayuda del crédito podrá comprar lo necesarío para ganarce un dinero extra. Las compras lo hara en Guaranda.
El sueño es tener un local para ser el mezclador principal. Los desafíos a los que se enfrenta es la falta de dinero. En el tiempo libre le gusta actualizar la música.
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
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