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Update on Alberto

This community bank member is Alberto; he is married with two small children. He continues with his business of selling chickens. He sells in one of the markets in the city. This is his main source of income, which allows him to support his family. He is requesting a loan to buy more chickens and provide capital to his business for the Christmas season. Alberto thanks KIVA for allowing him to continue working and developing his business. Alberto is a member of the "Manos Juntas" community bank, located in the city of Cusco, Perú.
View original language description ↓
El socio es el joven padre de familia Alberto, casado y con 2 hijos pequeños, él continúa comercializando pollos y los distribuye en uno de los mercados de la ciudad, actividad que representa el principal ingreso económico y sustento de su familia. Alberto está solicitando un préstamo para comprar más pollos y capitalizar su comercio para la próxima campaña navideña. Alberto agradece a KIVA por permitirle seguir trabajando y desarrollándose en su actividad económica.
Alberto pertenece al banco “Manos Juntas” de la ciudad del Cusco - Perú del Cusco – Perú.

Previous Loan Details

Our member, Alberto, belongs to the "Manos Juntas" community bank in the Peruvian "departamento" of Cusco. Alberto, 22, is single and has two children. He was born in Acomayo province and now lives in the beautiful city of Cusco. He has a small stand where he operates his poultry sales busin... More from Alberto's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 115
    View loans »
    Peru Loans Fundraising
  • $60,091,700
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Alberto to buy chickens at wholesale price.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 26, 2012
Dec 1, 2012
Currency Exchange Loss:
Apr 17, 2013
This photo was used before for a previous loan for Alberto. It was first posted on Kiva on Aug, 2012. Learn More