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Ana Lucia
Ana, 20, lives in the city of Ica and wants very much to succeed. Since her parents had few resources, she started working to help them out. Despite this difficulty, Ana is studying veterinary medicine and also runs a mototaxi service that pays for her education and helps support her parents. She believes her business is a success because she is very responsible and treats her clients well.

Ana thanks the Kiva lenders for their support which will let her do vehicle maintenance and air condition part of her house where she will set up a veterinary office. In this way, she will be able to increase her income and keep working hard every day to achieve her great dream: to have a veterinary clinic and support her parents.
View original language description ↓
Ana es una joven de 20 años de edad, vive en la cálida y ciudad de Ica, Ana es una joven con muchas ganas de salir adelante. Ana es una joven que aprendió sobre el trabajo desde muy joven, ya que sus padres tenían pocos recursos económicos, por lo que empezó a trabajar para poder apoyarlos, pero a pesar de las dificultades Ana se encuentra estudiando la carrera de medicina veterinaria y también trabaja en su pequeño negocio de alquiler de mototaxi, con lo cual solventa los gastos de sus estudios y apoya a sus padres; ella cree que le va bien en su negocio porque es muy responsable y sobre todo es amable con sus clientes.

Ana está muy agradecida con el apoyo que le han brindado los prestatarios Kiva ya que gracias a la ayuda que le han brindado ella podrá realizar un mantenimiento general a su vehículo y también podrá ambientar una parte de su vivienda para iniciar un pequeño consultorio para mascotas, de esta manera ella podrá mejorar sus ingresos y seguir esforzándose día a día para poder hacer realidad su más grande sueño:” Tener una clínica veterinaria y apoyar a sus padres”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 156
    View loans »
    Peru Loans Fundraising
  • $60,187,950
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Ana Lucia to do vehicle maintenance and air condition her office.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 3, 2012
Nov 27, 2012
Currency Exchange Loss:
Oct 17, 2013