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Gina Karina
Gina Karina, 20, is married and has a son. She lives with her husband and son is the city of Ventanas in Los Ríos province. The communal bank EL GUASMO is in Agua Fría de Mocache in Mocache canton, and its members farm and raise livestock.

Gina Karina farms and plants corn. She is applying for a loan to buy necessary planting supplies such as pesticide, urea, and weed killer in Mocache.
She dreams of having land to leave to her son. In her free time, she likes to talk with her husband and take her son to see the crops.
View original language description ↓
GINA KARINA tiene 20 años de estado civil Casada tiene un hijo, vive con el esposo y con los hijos en la ciudad de Ventanas Provincia de los Ríos.
LA V.R.C EL GUASMO, SE ENCUENTRA UBICADA EN EL RECINTO AGUA FRIA DE MOCACHE, PERTENE AL CANTON MOCAHCE SE DEDICAN A LABORES AGRICOLAS Y PECUARIOS.
GINA KARINA se dedica a la agricultura a la siembra de maíz. Solicita el crédito para comprar insecticidas, urea, herbicidas. Con la ayuda del crédito podrá comprar lo necesario para los cultivos. Las compras las hará en el recinto Mocache.
El sueño es comprar un terreno para dejar al hijo que siga construyendo. En el tiempo libre le gusta conversar con el esposo y salir con el hijo a observar cómo están los cultivos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 24
    View loans »
    Ecuador Loans Fundraising
  • $22,853,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Gina Karina to buy pesticide, urea, and weed killer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Oct 31, 2012
Listed
Nov 27, 2012
Currency Exchange Loss:
N/A
Ended:
Nov 23, 2013